Welcome To The Grobundance Website. These Terms & Conditions (“Terms”) Govern Your Access To And Use Of This Website, Including Any Content, Features, Forms, Resources, Scheduling Tools, Communications, Or Services Offered Through The Website.

This Website Is Operated By Grobundance. (“Grobundance,” “We,” “Us,” Or “Our”).

By Accessing Or Using This Website, You Agree To Be Bound By These Terms And Our Privacy Policy. If You Do Not Agree With These Terms, Please Do Not Use This Website.

I. Website Use

This Website Is Intended For Individuals Who Are 18 Years Of Age Or Older And Located In The United States.

You Agree To Use This Website Only For Lawful Purposes And In A Way That Does Not Violate These Terms, Interfere With The Website, Or Harm Grobundance, Its Users, Or Any Third Party.

You Are Responsible For Ensuring That Any Information You Submit Through This Website Is Accurate, Current, And Complete.

II. Educational And Informational Purposes Only

The Content On This Website Is Provided For General Informational And Educational Purposes Only.

Nothing On This Website Should Be Considered Legal, Tax, Investment, Financial, Medical, Or Professional Advice. Any Information Provided Is Not Intended To Replace Personalized Guidance From A Qualified Professional Who Understands Your Specific Circumstances.

Grobundance Provides Financial Education, Life Insurance-Related Services, Annuity Education, Retirement And Legacy Planning Education, Mindset And Personal Growth Resources, And Related Consulting Services.

Insurance Products, Features, Availability, Eligibility, Pricing, And Underwriting Decisions May Vary By State, Carrier, Product, And Individual Circumstance. Additional Limitations, Restrictions, Or Underwriting Requirements May Apply.

III. No Guarantee Of Results

Grobundance May Provide Education, Tools, Resources, Strategies, And Guidance Designed To Help You Better Understand Your Options And Make More Informed Decisions.

However, We Do Not Guarantee Any Specific Financial Outcome, Insurance Approval, Investment Result, Tax Benefit, Retirement Outcome, Business Result, Personal Growth Result, Or Future Performance.

Any Decisions You Make Based On Information From This Website Or Through Conversations With Grobundance Are Your Responsibility.

IV. Insurance And Licensed Services

Life Insurance, Annuities, And Related Services May Be Offered Through Properly Licensed Insurance Professionals And Insurance Carriers.

Grobundance Operates As A Licensed Insurance Producer In The States Where It Is Properly Licensed And May Act As An Agent For Various Insurance Companies.

Submitting Information Through This Website Does Not Create An Insurance Policy, Guarantee Coverage, Guarantee Approval, Or Bind Any Insurance Carrier. Coverage Is Only Effective After Completion Of The Required Application Process, Carrier Review, Approval, Payment Of Required Premiums, And Satisfaction Of All Applicable Requirements.

V. Appointments, Forms, And Communications

This Website May Allow You To Submit Forms, Request Information, Schedule Appointments, Or Communicate With Grobundance.

By Submitting Your Information, You Authorize Grobundance To Contact You Using The Information You Provide, Including By Phone, Email, Text Message, Or Other Communication Methods, Where Permitted By Law.

You Are Responsible For Ensuring That Any Contact Information You Provide Is Accurate And That You Have The Authority To Submit It.

VI. Privacy

Your Use Of This Website Is Also Governed By Our Privacy Policy, Which Describes How We Collect, Use, Maintain, And Disclose Personal Information.

By Using This Website, You Consent To Our Collection And Use Of Information As Described In The Privacy Policy.

VII. Intellectual Property

All Content On This Website, Including Text, Images, Graphics, Logos, Videos, Design Elements, Layouts, Downloads, Resources, And Other Materials, Is Owned By Grobundance Or Used With Permission, Unless Otherwise Stated.

You May View, Download, Or Print A Reasonable Number Of Pages From The Website For Your Own Personal, Non-Commercial Use.

You May Not Copy, Reproduce, Modify, Republish, Distribute, Display, Sell, Or Use Website Content For Commercial Purposes Without Prior Written Permission From Grobundance.

The Grobundance Name, Logo, Taglines, Designs, And Related Brand Elements May Not Be Used Without Written Permission.

VIII. Prohibited Uses

You Agree Not To Use This Website To:

• Violate Any Applicable Law Or Regulation

• Submit False, Misleading, Or Inaccurate Information

• Attempt To Gain Unauthorized Access To The Website, Systems, Forms, Data, Or Accounts

• Interfere With The Operation Or Security Of The Website

• Upload Or Transmit Viruses, Malware, Spam, Or Harmful Code

• Copy, Scrape, Monitor, Or Harvest Website Content Without Permission

• Impersonate Grobundance, Its Representatives, Or Any Other Person Or Entity

• Use The Website In A Way That Could Harm Grobundance, Other Users, Or Third Parties

We Reserve The Right To Restrict, Suspend, Or Terminate Access To The Website If We Believe These Terms Have Been Violated.

IX. Third-Party Links And Tools

This Website May Include Links To Third-Party Websites, Scheduling Platforms, CRM Tools, Insurance Carrier Websites, Payment Platforms, Social Media Pages, Or Other External Resources.

These Third-Party Websites And Tools Are Provided For Convenience Only. Grobundance Does Not Control And Is Not Responsible For Their Content, Security, Privacy Practices, Terms, Accuracy, Or Availability.

If You Choose To Access Any Third-Party Website Or Tool, You Do So At Your Own Risk And Subject To That Third Party’s Terms And Policies.

X. Website Availability And Updates

We May Update, Modify, Suspend, Or Discontinue Any Part Of This Website At Any Time Without Notice.

We Make Reasonable Efforts To Keep Website Information Current, But We Do Not Guarantee That All Content Is Complete, Accurate, Updated, Or Free From Errors.

Any Information On This Website May Be Changed Or Removed At Any Time.

XI. Disclaimer Of Warranties

This Website And Its Content Are Provided On An “As Is” And “As Available” Basis.

To The Fullest Extent Permitted By Law, Grobundance Disclaims All Warranties Of Any Kind, Whether Express Or Implied, Including Warranties Of Accuracy, Reliability, Availability, Merchantability, Fitness For A Particular Purpose, And Non-Infringement.

We Do Not Guarantee That The Website Will Be Secure, Error-Free, Uninterrupted, Free Of Viruses, Or That Any Defects Will Be Corrected.

XII. Limitation Of Liability

To The Fullest Extent Permitted By Law, Grobundance, Its Owners, Representatives, Employees, Contractors, Partners, Service Providers, And Affiliates Shall Not Be Liable For Any Direct, Indirect, Incidental, Consequential, Special, Punitive, Or Other Damages Arising Out Of Or Related To:

• Your Use Of Or Inability To Use The Website

• Your Reliance On Website Content

• Errors Or Omissions In Website Content

• Third-Party Websites Or Tools

• Unauthorized Access To Or Use Of Information

• Any Services, Products, Or Information Obtained Through The Website

This Limitation Applies Even If Grobundance Has Been Advised Of The Possibility Of Such Damages.

XIII. Indemnification

You Agree To Defend, Indemnify, And Hold Harmless Grobundance, Its Owners, Representatives, Employees, Contractors, Partners, Service Providers, And Affiliates From And Against Any Claims, Liabilities, Damages, Losses, Costs, Or Expenses, Including Reasonable Attorneys’ Fees, Arising From Or Related To:

• Your Use Of The Website

• Your Violation Of These Terms

• Your Submission Of False, Inaccurate, Or Misleading Information

• Your Violation Of Any Law Or Third-Party Right

• Your Misuse Of Any Website Content, Services, Or Resources

XIV. Governing Law

These Terms Shall Be Governed By And Interpreted In Accordance With The Laws Of The State Of California, Without Regard To Conflict Of Law Principles.

Any Dispute Arising From Or Related To These Terms, The Website, Or Your Use Of The Website Shall Be Handled In The Appropriate Courts Located In California, Unless Otherwise Required By Applicable Law.

XV. Changes To These Terms

We May Update These Terms From Time To Time. When We Do, We Will Post The Updated Version On This Page With A New “Last Updated” Date.

Your Continued Use Of The Website After Any Changes Are Posted Means You Accept The Updated Terms.

XVI. Contact Us

If You Have Questions About These Terms & Conditions, Please Contact Us:

Grobundance
Email: connect@grobundance.com
Location: San Francisco Bay Area, California